The Money Architect financial education library.
Every lesson Money Architect has published — carousels and cartoons, for all audiences.
8 lessons · 1 filter active
Lessons
Extended Warranties: What You Buy at the Checkout
What an extended warranty is, the protection you may already have, an illustrative example in numbers, and the fine print worth checking before you say yes.
Insurance Deductibles: What You Pay Before Insurance Does
A deductible is the part of a claim you pay yourself before insurance starts paying. How it works, an illustrative example, the trade-off with your premium, and what people often check in a policy.
Insurance (Adults)
The myth that insurance is money wasted — and the reality of what it actually protects you from.
Do You Need Critical Illness Cover?
A lump sum, not ongoing treatment — how critical illness cover differs from health insurance, what it typically covers, and questions worth asking before assuming you need it.
How Much Life Insurance Do You Actually Need?
Not a fixed number — a calculation. Three commonly cited approaches (income-multiple, DIME, needs-based), what they typically miss, and the questions worth asking before assuming a number.
What Is Insurance, and Why Do People Pay for It?
A simple introduction to insurance — paying a small, regular amount now to protect against a much bigger cost later, even if that cost never actually happens.
Insurance isn't about hoping for the best
Insurance means transferring a risk you can't afford to carry alone. What it actually does, the broad categories worth knowing, and the real question it answers.
Insurance Basics
Most people insure their phone before their income.