Disclaimer
Last updated: 9 October 2026
Educational purposes only
Money Architect provides general information and educational content about personal finance, including money, saving, budgeting, borrowing, investing and related topics. This content is for educational and informational purposes only. It is not, and should not be relied on as, financial, investment, legal, tax, accounting or other professional advice.
No personalised advice
Money Architect does not take into account your individual financial situation, objectives, risk tolerance, knowledge, experience, tax position or other personal circumstances. Nothing on this website is a personalised recommendation to buy, sell, hold or use any financial product, investment, security or service. Financial decisions should be based on your own circumstances and, where appropriate, on advice from a suitably qualified professional.
Investment risk
Investing involves risk. The value of investments can go down as well as up, and you may lose some or all of the money invested. Past performance does not guarantee future results. Examples, illustrations, historical information and educational scenarios are used to explain concepts. They are not predictions, promises or guarantees.
Interactive tools
Interactive tools use simplified assumptions to show how a financial concept works. Their results are educational examples, not forecasts, personalised recommendations or guarantees.
Children and teenagers
Some content is designed for children and teenagers. We encourage young people to explore money topics with a parent, guardian or teacher.
Guests and collaborators
Guests and collaborators featured in videos and other materials express their own views. These do not necessarily represent the views of Money Architect.
Accuracy and currency of information
Money Architect aims to provide clear, accurate and well-researched educational information. However, financial rules, tax systems, laws, products, markets and statistics change over time and differ between countries. Money Architect does not guarantee that all information on this website is complete, accurate, up to date or applicable to your circumstances. Where third-party research, statistics or data are used, Money Architect aims to identify the source.
Your decisions
You are responsible for evaluating information and for the decisions you make. Any action you take based on information from Money Architect is at your own discretion and risk. To the extent permitted by applicable law, Money Architect accepts no liability for any loss, damage or other consequence arising from the use of, or reliance on, information available through this website.
External sources and links
Money Architect may refer or link to third-party websites, research, publications, organisations or other resources. These are provided for information and convenience only. Money Architect does not control third-party content and does not guarantee its accuracy, completeness, availability or continued validity. A reference or link does not necessarily mean endorsement.
No professional relationship
Using this website, downloading materials, following Money Architect on social media or contacting Money Architect does not create an adviser–client, fiduciary, legal, tax or other professional relationship.
Trademark and licence
Money Architect™ is a trademark for which an application has been filed in Switzerland. Unless otherwise indicated, original Money Architect lesson carousels, cartoons, guides and glossary content are licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International licence (CC BY-NC-ND 4.0), to the extent Money Architect holds the necessary rights. The conditions of use and the required credit are set out on the Teachers page. The licence does not cover videos or collaborative productions, third-party contributions or images, trademarks, names or logos (including Money Architect™), or any other material not expressly covered.
About Money Architect
Money Architect is an independent financial education project based in Switzerland. For questions or enquiries, please use our Contact page.